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Home Equity Fixed Rate

Lock in your dreams with a fixed-rate home equity loan from Embassy Bank. Whatever the need, your lender will be sure to get your there. Fast, easy and smart.

  • Up to 90% financing available.
  • Quick and easy application with minimal paperwork pequired.
  • Monthly and biweekly terms available up to 20 years.
  • Save interest and shorten your loan term with bi-weekly payments.
  • No closing costs for loan amounts up to $300,000.
  • No pre-payment penalty.
Apply Now or call 610-882-8800 to speak to a representative
Home Equity Installment Loan*
80% Loan to Value Ratio
TERMRATE/APR (W/AUTOMATIC PAYMENT)MONTHLY PAYMENT PER $1000 BORROWEDBI-WEEKLY RATE/APR (W/AUTOMATIC PAYMENT)BI-WEEKLY PAYMENT PER $1000 BORROWED
60 MONTHS5.65%$19.175.65%$9.59
120 MONTHS5.99%$11.105.99%$5.55
180 MONTHS6.89%$8.936.89%$4.46
240 MONTHS6.99%$7.756.99%$3.87
Last Updated : 07/31/2010


Home Equity Installment Loan*
90% Loan to Value Ratio
TERMRATE/APR (W/AUTOMATIC PAYMENT)MONTHLY PAYMENT PER $1000 BORROWEDBI-WEEKLY RATE/APR (W/AUTOMATIC PAYMENT)BI-WEEKLY PAYMENT PER $1000
60 MONTHS6.15%$19.406.15%$9.70
120 MONTHS6.49%$11.356.49%$5.67
180 MONTHS7.39%$9.217.39%$4.60
240 MONTHS7.49%$8.057.49%$4.02
Last Updated : 07/31/2010

Check out our other Home Equity products.

*Minimum Loan Amount $5,000. Maximum Loan Amount $425,000. Rates with Automatic Payment include .50% discount for payments directly deducted from an Embassy Bank checking account. Add .50% to all posted rates for loans without Automatic Payment. Add .25% to all posted rates for loans amortized longer than stated terms. Hazard insurance is required. Title Insurance may be required. Home Equity Loans are available for 1-4 family owner-occupied dwellings located in Lehigh and Northampton Counties. Loans subject to credit approval. Rates locked as of date of application for 60 day period and are subject to market conditions thereafter.

 

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Embassy Bank for the Lehigh Valley is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. NOW accounts that pay an interest rate of greater than .25% are not included in the TAGP and are therefore subject to the $250,000 limit for FDIC insurance purposes.