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Lot Loans

Have you found the perfect spot to build your dream home? Use Embassy Bank’s unique Lot Loan to secure that perfect location! Or, if you already own your lot, take advantage of this great product with a simple refinance process.

  • Up to 80% financing available.
  • For personal purpose lots of 5 acres or less.
  • Quick and easy application.
  • Minimal paperwork required.
  • Monthly and biweekly terms available.
  • Save money at closing with Embassy Bank’s limited lender costs.
  • No escrow required.
  • No pre-payment penalty.
Apply Now or call 610-882-8800 to speak to a representative
Lot Loan Rates*
80% Loan to Value Ratio
TERMRATE/APR (W/AUTOMATIC PAYMENT)MONTHLY PAYMENT PER $1000 BORROWEDBI-WEEKLY RATE/APR (W/AUTOMATIC PAYMENT)BI-WEEKLY PAYMENT PER $1000 BORROWED
60 MONTHS6.65% / 6.849%$19.646.65% / 6.859%$9.82
120 MONTHS6.95% / 7.057%$11.596.95% / 7.052%$5.79
180 MONTHS7.15% / 7.227%$9.077.15% / 7.217%$4.54
Last Updated : 07/31/2010

View all of our Mortgage products to find the one that best suits your needs.

*For Loan Amounts up to $425,000. Rates with Automatic Payment include .50% discount for payments directly deducted from an Embassy Bank checking account. Add .50% to all posted rates for loans without Automatic Payment. APR based on $100,000 loan amount. Add .25% to all posted rates for loans amortized longer than stated terms. Hazard insurance is required. Title Insurance may be required. Investment Property Loans are available for 1-4 family dwellings located in Lehigh and Northampton Counties. Lot Loans are available for properties located in Lehigh and Northampton Counties. Loans subject to credit approval. Rates locked as of date of application for 60 day period and are subject to market conditions thereafter.

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Embassy Bank for the Lehigh Valley is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. NOW accounts that pay an interest rate of greater than .25% are not included in the TAGP and are therefore subject to the $250,000 limit for FDIC insurance purposes.