Account Protection & Fraud Prevention
Your Three-Step Strategic Guide
Step 1: Account and Credit Monitoring
One of the most effective ways to protect your bank account from fraud is by actively monitoring your accounts and credit.
Online banking and mobile app
Enroll in online banking and download our mobile app for real-time access to account balances, transaction history, and alerts to watch for any suspicious activity.
Enabling notifications and customizing alerts through these platforms ensures you are informed of the transactions you choose and allows you to monitor for unauthorized activity.
Monitor your credit with Credit Score
Embassy’s free Credit Score service offers secure, convenient access to your credit score and report.
Real-time alerts keep you informed about changes to your credit profile, helping you detect potential fraud as it happens and enabling you to take swift action to prevent serious financial impact.
Enroll Today
Take the first step toward peace of mind by enrolling in our secure and convenient digital banking suite.
It’s your all-in-one solution to stay ahead of fraud—before it has a chance to impact you.
- Enroll in Digital Banking
- Already enrolled? Click Here to Log In
Step 2: Implementing Debit Card Controls
Take advantage of these essential tools to prevent unauthorized use and ensure that debit cards are used only as intended.
Card Safe for Personal Accounts
Card Safe puts more control, convenience, and safety in your hands.
Reduce scams and fraud by setting up controls and alerts so you’re always aware of every transaction. Plus, you’ll have clearer transaction information, robust fraud protection tools, and travel notifications. All from one convenient place – the Embassy Bank mobile app.
Get the mobile app:
Card Safe FeaturesCard Safe for Personal Debit Cards
Take control of your debit card and safeguard your account with Card Safe, available through Online Banking or the Mobile Banking App—for free!
- Turn your card on/off instantly
- Set personalized controls and alerts
- View and manage your digital card
- Add your card to digital wallets easily
- Track spending by category, time, and location
- Manage card usage while traveling
- Report lost/stolen cards and reset your PIN
Card Valet for Business Accounts
Card Valet offers businesses powerful control and protection over their debit card usage.
With real-time alerts, customizable spending limits, and the ability to instantly turn cards on or off, business owners can manage employee spending, reduce fraud risk, and monitor transactions anytime, anywhere.
Get the Card Valet app:
Card Valet FeaturesCard Valet for Business Debit Cards
The free, easy-to-use mobile app from Embassy Bank that gives you more control and an added layer of protection for your business debit card.
- Enhanced Fraud Protection: Card Valet helps protect business accounts by allowing real-time control over card usage. Business owners can quickly disable a card if it’s lost, stolen, or suspected of fraudulent use.
- Customizable Spending Controls: Set spending limits for employees, restrict merchant types, and define allowed transaction types. This helps manage company expenses more effectively and ensures purchases align with business policies.
- Geographic and Transaction Controls: Businesses can restrict card usage to specific geographic areas or types of transactions, helping reduce the risk of unauthorized or suspicious activity.
- Real-Time Alerts: Get instant notifications on card activity, allowing business owners to monitor transactions as they happen and respond quickly to any irregularities.
- Improved Expense Tracking: With clearer oversight of employee spending, businesses can streamline expense management and budgeting, making reconciliation simpler.
- On/Off Card Controls: Cards can be turned off instantly when not in use and reactivated when needed. This adds a layer of security for businesses with multiple cardholders.
- Mobile Access: The Card Valet mobile app gives business owners control on the go, allowing them to manage cards anytime, anywhere—ideal for today’s fast-paced business environment.
Step 3: Utilizing Fraud Prevention and Alert Tools
Leveraging fraud prevention tools can add an extra layer of security to your banking experience.
Sign up for Text Alerts
Signing up for text alerts ensures you receive notifications about your account activity, helping you react quickly to potential fraud. You can add or disable customized notifications conveniently in your mobile banking app or online.
Here's How
Enroll in Electronic Statements
Enrolling in electronic statements also reduces the risk of identity theft associated with paper statements that could be stolen from mailboxes.
Go Paperless
Use Apple Pay® or Google Pay™
Contactless payments use tokenization, meaning your card details are never shared with merchants, significantly reducing the risk of card fraud.
Positive Pay for Business
Fights Check & Electronic Fraud
Fraud is a serious and costly issue that can lead to the loss of your hard-earned money.
Embassy’s Positive Pay provides a proactive solution to help businesses combat check fraud.
This cost-effective service empowers you to verify transactions before they post to your account, giving you greater control and peace of mind.
Learn More
Local Support
Here For You
All of our banking services are backed by real people located right here in the Lehigh Valley.