Cash Management
Streamline your business finances with
effective cash management solutions.
Keep Your
Business Connected
Managing cash flow effectively and maximizing your return is key to your business’s success. At Embassy Bank, we offer a variety of tools to make this process easier and more cost-effective. What truly sets us apart is our local focus and expertise.
Direct Access to
Local Expertise
Our team is strategically located right here in the Lehigh Valley, providing personalized support when you need it most.
Get Quick,
Effective Solutions
Your business will never miss a beat, backed by a team ready and empowered to act fast.
Deep Understanding
of Your Business
We understand how businesses work—and more importantly, how your local business works. Let us help you thrive.
Cash Management Services
Get Started Today
Zero/Target Balance Accounts
Simplify payroll and wire transfers while optimizing cash flow.
- Ideal for payroll and wire transfer accounts
- Automatically disburse or concentrate funds across accounts
- Eliminate idle balances and free up cash
- Keep your money working efficiently
- No more manual fund management
IntraFi®
With ICS®, IntraFi Cash Service®, or CDARS®, you can enjoy safety, convenience, and returns on your large cash balances.*
Rest easy with access to millions of dollars in aggregate FDIC insurance across network banks for deposits placed in demand deposit accounts, money market deposit accounts, and CDs-working directly with just our bank.
Line of Credit Sweep
Turn idle capital into working capital and save on interest payments.
- Automatically transfer funds from your business checking to pay down your Line of Credit, turning idle capital into working capital
- Excess cash pays down your credit line, minimizing interest
- Funds move seamlessly when you need them
- Works with your existing business accounts to optimize cash flow and keep your money working for you
Escrow Management
with ZEscrow
Perfect for real estate holdings, law firms, municipalities, or any business that manages multiple escrow accounts.
- Fast. Monitor and manage your escrow and sub-accounts online, 24/7.
- Efficient. No more faxing signed forms or phone calls to check balances or make changes.
- Cost-effective. ZEscrow is FREE of charge.
- Compliant. Full regulatory compliance built into the portal with W-9s and other tax paperwork available digitally.
- Flexible. ZEscrow excels at unusual and complex workflows.
- FDIC Insured. Each sub-account is FDIC insured.
Check out our ZEscrow Resources for sample statements, instructional video and user guides.
Schedule an Appointment
Even More Business
Solutions to Explore
We offer a wide range of tools to help your business thrive. From financing to payment processing, explore the solutions that make running your business easier:
Ready to Take Control of Your Business Finances?
Embassy Bank’s Business Solutions team can help you optimize cash flow, reduce expenses, and secure your funds.
Let's Talk*Deposit placement through ICS and CDARS is subject to the terms, conditions, and disclosures in applicable agreements. Deposits that are placed through ICS and CDARS at FDIC-insured banks in IntraFi’s network are eligible for FDIC deposit insurance coverage at the network banks. The depositor may exclude banks from eligibility to receive its funds. To meet conditions for pass-through FDIC deposit insurance, deposit accounts at FDIC-insured banks in IntraFi’s network that hold deposits placed using ICS and CDARS are titled, and deposit account records are maintained, in accordance with FDIC regulations for pass-through coverage. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA before settlement for deposits or after settlement for withdrawals. The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through ICS and CDARS satisfies any restrictions on its deposits. ICS, IntraFi Cash Service, and CDARS are registered service marks of IntraFi LLC.
Note: A list identifying IntraFi network banks can be found at http://www.IntraFi.com/network-banks. Certain conditions must be satisfied for “pass-through” FDIC deposit insurance coverage to apply.