Business checking,
simplified for you.
Manage your business finances with ease and flexibility.
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Business checking that works as hard as you do
With options to fit businesses of all sizes and types, Embassy Bank’s Business Checking accounts are designed to help you focus on growing your business.
Compare checking optionsCompare checking options
| Free Business Checking | Business Interest Checking | Non-profit Interest Checking | |
|---|---|---|---|
| Organization Types | Any | Any | IRS 501(c)(3) Non-Profit Organizations |
| Free Online Banking |  | | |
| Free Online Bill Payment | | | |
| Free Mobile Banking | | | |
| Free Business Debit Card | | | |
| No Fee for Cash Deposits | | | |
| No Fees for Overdraft Protection Sweeps from Embassy Bank Savings or Line of Credit Accounts | | | |
| Interest Bearing | | | |
| No Monthly Maintenance Fee | | None with min. balance | |
| Check Order Credit | $50 credit toward 1st order | ||
| Per Month Payment & Deposit Allowances | No per-item fees | 30 checks paid 60 deposit items 10 deposit tickets | No per-item fees |
Free Business Checking
No fees, no minimum balance, and full access to banking tools.
- Free online/mobile banking, business debit card, and cash deposits
- Exclusive fraud prevention with Card Valet
- $50 credit toward first check order
Business Interest Checking
Earn interest and avoid monthly fees with a $5,000 balance.
- Interest on all collected balances
- Free online/mobile banking, bill pay, and cash deposits
- No fees for overdraft sweeps
Non-Profit Checking
Earn interest with no fees and full access to banking tools—exclusively for non-profits.
- No minimum balance, monthly fees, or per-item charges
- Free online/mobile banking, bill pay, and business debit card
- Interest on full collected balance
Estate Accounts
Simplify estate management with Embassy Bank’s dedicated service and flexible features.
- No minimum balance or monthly fees
- Next-day fund availability
- Free checks, unlimited writing, and Medallion Signature Guarantees
- Free online/mobile banking and bill pay
IOLTA Checking
Designed for attorneys, this account allows interest-bearing deposits for client funds that are short-term or nominal in amount.
- Earn interest on client deposits
- Ideal for short-term or small amounts
- Can be paired with Embassy’s Escrow Manager
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Not Sure What to Bring?
Your guide to business documentation for bank accounts.
Business Account ChecklistFrequently Asked Questions
Find everything you need to know about our business banking services below.
Applying for a business checking account with Embassy Bank is simple. Just visit a local branch to meet with a banker who will guide you through the application process. Be sure to have the required documentation on hand, such as your business identification and tax ID number, to expedite the process.
At Embassy Bank, we believe in transparency. We do not have hidden fees. For most business checking accounts, you can expect no monthly maintenance fees, no minimum balance requirements, and no per-item charges. However, certain accounts may have fees for specific services or activities. Please refer to the terms and conditions or speak with a representative for detailed information.
Once your account is opened, you can easily access online banking through our website or our mobile app. Our online platform allows you to manage your accounts, transfer funds, pay bills, and more. Download the mobile app for banking on the go, including features like mobile check deposit and fraud prevention tools.
An IOLTA (Interest on Lawyers’ Trust Accounts) is a type of account designed for attorneys to hold client funds that are either too small or held for a short time. These accounts earn interest which is typically donated to charitable organizations that support legal aid for the community. IOLTA accounts ensure that funds are properly managed, and the interest generated supports public causes.
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Protect Your AccountsLocal Support
Here For You
All of our business banking services are backed by real people located right here in the Lehigh Valley.