Some Plans Are Set.
Some Aren’t.
Your home’s equity provides two great options to choose from to access the cash you need.
Turn Your Plans Into Possibilities
Whatever’s on your list, we’ve got you covered with smart ways to use your home’s equity, and service that’s with you every step of the way.
Home Renovations
Turn your home into the oasis you’ve always imagined.
Debt Consolidation
Pay down high-interest debt and put more money back in your pocket.
Education Investment
Invest in a brighter future for yourself or the ones you love.
Less Cost
- No application fees
- No prepayment penalty
- Competitive rates and biweekly payments available
Less Paperwork
- Fast, easy application process
- Flexible, common-sense lending
- Local decision making
Less Stress
- Access funds when you need them
- No last-minute surprises
- No middleman involved
* Available for $5,000 – $250,000 loans secured by 1-4 family owner-occupied dwellings located in Lehigh or Northampton County with automatic payment from an Embassy Bank checking account (add .50% to all posted rates for loans without automatic payment). APR (Annual Percentage Rate) effective as of June 1, 2026, and is subject to change; offer may be discontinued at any time. Hazard insurance is required. Title Insurance may be required. Loans subject to approval. Fixed Home Equity Loans: APR will vary based on the term of the loan. For loan-to-value ratio of 81-85%, add .50% to posted rate. HELOC: Interest rate is based on WSJ (Wall Street Journal) Prime Rate, which is currently 6.75% and may vary. Maximum rate is 18.00% APR, minimum (floor) rate is 3.50% APR. Maximum loan-to-value ratio 80%. Promotion not valid for current Embassy Bank Home Equity Line of Credit borrowers who have received a special introductory rate as a part of a previous promotion. All other Embassy Bank borrowers must increase their Credit Line by $10,000 or more to qualify for Introductory Rate.