Find the Right
Rate for You

Rate may vary and interest compounds monthly.

Rate may vary and interest compounds monthly.

Minimum daily balance of $500 to earn APY. Early withdrawal penalty may apply and reduce earnings.

If the interest rates rise after you open a 36 month Certificate of Deposit, you may increase the interest rate and annual percentage yield (APY) one time during the life of the account. Please call us for details.

* Promotional Rates apply only to newly-opened Promotional Certificates of Deposit. For rollover CDs, refer to non-promotional rates.

Rate may vary and is paid on full daily balance for applicable tier. Interest compounds monthly.

Minimum daily balance of $500 to earn APY. Early withdrawal penalty may apply. Fees could reduce earnings.

If the interest rates rise after you open a 36 month Certificate of Deposit, you may increase the interest rate and annual percentage yield (APY) one time during the life of the account. Please call us for details.

* Promotional Rates apply only to newly-opened Promotional Certificates of Deposit. For rollover CDs, refer to non-promotional rates.

Rate may vary and interest compounds monthly. Fees may reduce earnings.

Available for 1-4 family owner-occupied dwellings located in Lehigh or Northampton County in an amount up to $550,000 with automatic payment from an Embassy Bank checking account (add .50% to all posted rates for loans without automatic payment). For loan-to-value ratio of 81-90%, add .25% to posted rate. APR (Annual Percentage Rate) based on $100,000 loan amount. Hazard Insurance is required. Title Insurance may be required. Rates locked as of date of application for 60-day period and are subject to market conditions thereafter. The payment amounts listed in the above table do not include amounts for taxes and insurance premiums; the actual payment obligation will be greater. Loans subject to credit approval.

Available for 1-4 family owner-occupied dwellings located in Lehigh or Northampton County in an amount up to $550,000 with automatic payment from an Embassy Bank checking account (add .50% to all posted rates for loans without automatic payment). For loan-to-value ratio of 81-90%, add .25% to posted rate. APR (Annual Percentage Rate) based on $100,000 loan amount. Hazard Insurance is required. Title Insurance may be required. Rates locked as of date of application for 60-day period and are subject to market conditions thereafter. The payment amounts listed in the above table do not include amounts for taxes and insurance premiums; the actual payment obligation will be greater. Loans subject to credit approval. Blue mortgages will require a balloon payment at the end of the stated term.

Available for qualified lots located in Lehigh or Northampton County in an amount up to $550,000 with automatic payment from an Embassy Bank checking account (add .50% to all posted rates for loans without automatic payment). Maximum loan-to-value ratio 80%. Annual Percentage Rate (APR) based on $100,000 loan amount. Title Insurance may be required. Rates locked as of date of application for 60-day period and are subject to market conditions thereafter. Loans subject to credit approval.

Available for qualified lots located in Lehigh or Northampton County in an amount up to $550,000 with automatic payment from an Embassy Bank checking account (add .50% to all posted rates for loans without automatic payment). Maximum loan-to-value ratio 80%. Annual Percentage Rate (APR) based on $100,000 loan amount. Title Insurance may be required. Rates locked as of date of application for 60-day period and are subject to market conditions thereafter. Loans subject to credit approval. Blue lot loans will require a balloon payment at the end of the stated term.

Available for 1-4 family owner-occupied dwellings located in Lehigh or Northampton County in an amount up to $550,000 with automatic payment from an Embassy Bank checking account (add .50% to all posted rates for loans without automatic payment). For loan-to-value ratio of 81-90%, add .25% to posted rate. APR (Annual Percentage Rate) based on $100,000 loan amount. Hazard Insurance is required. Title Insurance may be required. Rates locked as of date of application for 60-day period and are subject to market conditions thereafter. The payment amounts listed in the above table do not include amounts for taxes and insurance premiums; the actual payment obligation will be greater. Loans subject to credit approval.

Available for 1-4 family owner-occupied dwellings located in Lehigh or Northampton County in an amount up to $550,000 with automatic payment from an Embassy Bank checking account (add .50% to all posted rates for loans without automatic payment). For loan-to-value ratio of 81-90%, add .25% to posted rate. APR (Annual Percentage Rate) based on $100,000 loan amount. Hazard Insurance is required. Title Insurance may be required. Rates locked as of date of application for 60-day period and are subject to market conditions thereafter. The payment amounts listed in the above table do not include amounts for taxes and insurance premiums; the actual payment obligation will be greater. Loans subject to credit approval. Blue mortgages will require a balloon payment at the end of the stated term.

Available for single family owner-occupied dwellings located in Lehigh or Northampton County in an amount up to $250,000 with automatic payment from an Embassy Bank checking account (add .50% to all posted rates for loans without automatic payment). For loan-to-value ratio of 81-90%, deduct .25% from posted rate. For loan-to value ratio 80% or under, deduct .50% from posted rate. APR (Annual Percentage Rate) based on $100,000 loan amount. Household income must be at or below 80% of the median income level, as determined by household size, and based on the current year's income limits as published by HUD. No income limits if the property being purchased is located in a low or moderate census tract. Hazard Insurance is required. Title Insurance is required. Rates locked as of date of application for 60-day period and are subject to market conditions thereafter. The payment amounts listed in the above table do not include amounts for taxes and insurance premiums; the actual payment obligation will be greater. Loans subject to credit approval.

Available for qualified lots located in Lehigh or Northampton County in an amount up to $550,000 with automatic payment from an Embassy Bank checking account (add .50% to all posted rates for loans without automatic payment). Maximum loan-to-value ratio 80%. Annual Percentage Rate (APR) based on $100,000 loan amount. Title Insurance may be required. Rates locked as of date of application for 60-day period and are subject to market conditions thereafter. Loans subject to credit approval.

Available for qualified lots located in Lehigh or Northampton County in an amount up to $550,000 with automatic payment from an Embassy Bank checking account (add .50% to all posted rates for loans without automatic payment). Maximum loan-to-value ratio 80%. Annual Percentage Rate (APR) based on $100,000 loan amount. Title Insurance may be required. Rates locked as of date of application for 60-day period and are subject to market conditions thereafter. Loans subject to credit approval. Blue lot loans will require a balloon payment at the end of the stated term.

Available for $5,000 - $250,000 loans secured by 2nd lien position on 1-4 family owner-occupied dwellings located in Lehigh or Northampton County with automatic payment from an Embassy Bank checking account (add .50% to all posted rates for loans without automatic payment). For combined loan-to-value ratio of 81-85%, add .50% to posted rate. APR (Annual Percentage Rate) based on $100,000 loan amount. Hazard Insurance is required. Title Insurance may be required. Rates locked as of date of application for 60-day period and are subject to market conditions thereafter. The payment amounts listed in the above table do not include amounts for taxes and insurance premiums; the actual payment obligation will be greater. Loans subject to credit approval.

Available for $5,000 - $250,000 loans secured by 1-4 family owner-occupied dwellings located in Lehigh or Northampton County with automatic payment from an Embassy Bank checking account (add .50% to all posted rates for loans without automatic payment). Interest Rate is based on WSJ (Wall Street Journal) Prime Rate, which is currently 6.75% and may vary. Maximum rate is 18.00% APR (Annual Percentage Rate), minimum (floor) rate is 3.50% APR. Hazard Insurance is required. Title Insurance may be required. Loans subject to credit approval. Promotion not valid for current Embassy Bank Home Equity Line of Credit borrowers who have received a special introductory rate as a part of a previous promotion. All other Embassy Bank borrowers must increase their Credit Line by $10,000 or more to qualify for Introductory Rate. APR effective as of January 6, 2026 and is subject to change; offer may be discontinued at any time.

Rates with Automatic Payment include .50% discount for payments directly deducted from an Embassy Bank checking account. Loans subject to credit approval.

Rates with Automatic Payment include .50% discount for payments directly deducted from an Embassy Bank checking account. Loans subject to credit approval.

Rates with Automatic Payment include .50% discount for payments directly deducted from an Embassy Bank checking account. Loans subject to credit approval.