Lifetime Checking
Made Simple

No Monthly Fees. No Minimum Balance. Just Easy Banking.

Free Checking
for LIFE

Embassy Bank’s checking accounts offer easy access, no monthly fees, and local support, making managing your money simple and stress-free.

Open Your Account Now
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No Balance or
Maintenance Requirements

Get started with confidence—our accounts have no minimum balance and no monthly maintenance fees, so you can bank without extra costs or requirements.

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Debit Card and ATM Access

Enjoy the freedom to tap, chip or swipe your debit/ATM card without fees, and make withdrawals at non-Embassy ATMs with no additional charges from us.*

Free Online & Mobile
Banking Services

Manage your money anytime, anywhere with our full suite of digital banking services, plus free bill pay and mobile deposit.

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Overdraft Protection

Stay secure and avoid fees with free overdraft protection sweeps from Embassy accounts.

Overdraft FAQs
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Fraud Prevention

Safeguard your money with industry-leading tools. Get complimentary text alerts for transactions and use Card Safe to manage debit card security.

Security Center
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Open Your Account Today

Get started with a quick online application, or visit any Embassy Bank branch for in-person support.

Get Started

Embassy Teen Checking

Available to customers age 14-17.**

The Teen Checking Account at Embassy Bank was created just for you! Boost your financial IQ and learn how to spend and save like a genius.

  • No Fees or Minimums
    No minimum balance, no monthly maintenance fee, no fees for debit/ATM card usage at non-Embassy ATMs*, and no fees for overdraft protection sweeps from Embassy accounts.
  • Free Digital Banking Services
    Free mobile and online banking, plus mobile deposit, fraud detection with text alerts, and account monitoring with Card Safe.
  • Free Monthly Statements
    Enjoy freedom from paper with free electronic monthly statements.
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*Fees from ATMs not owned or operated by Embassy may be assessed by the ATM operator or network. There is no additional fee from Embassy Bank on transactions from ATMs not owned or operated by us.

**A parent or guardian must be a joint owner on this account. That parent or guardian must also have a personal banking relationship with Embassy Bank that includes a checking and/or savings account. Debit card purchase limit is $250 per day. ATM withdrawal limit is $200 per day. Daily mobile deposit limit is $250 limit per day. No check writing or Bill Pay access is available on this account.