IRAs

Secure Your Future with a Tax Advantaged IRA from Embassy Bank.

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IRA Certificates of Deposit

Retirement should bring complete peace of mind. Embassy’s IRA CDs provide a secure, risk-free way to grow your retirement savings with guaranteed returns.

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IRA Options for Every Saver

Choose from Traditional and Roth IRAs, tailored to help you save for retirement with tax advantages.

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Guaranteed Growth

Enjoy daily compounded interest, automatic renewals, and competitive APY on balances of $500 or more.* Just $500 to get started!

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Want to Supersize That?

Did rates increase after opening your IRA CD? No worries! With an Embassy Supersize 36-month IRA CD, you can raise your interest rate and APY once during the term. **

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IRA Nest Egg

Flexible IRA Savings for Your Retirement Goals

Individual Retirement Accounts (IRAs) with Embassy Bank are a secure way to meet your retirement goals with attractive interest rates and flexible terms.

  • Traditional & Roth IRAs
  • No minimum balance, no monthly fees
  • Monthly compounded interest, variable rate
  • Early withdrawal penalty may apply
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Secure Your Future Today

Learn the basics of IRAs and discover which type—Traditional or Roth—can help you grow your retirement savings. Explore the benefits and find out which option best fits your goals.

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Here For You

All of our banking services are backed by real people located right here in the Lehigh Valley.

*Minimum daily balance of $500 to earn APY. Early withdrawal penalty may apply. Promotional Rates apply only to newly-opened Promotional Certificates of Deposit. For rollover CDs, refer to non-promotional rates.

**If the interest rates rise after you open your account you may increase the interest rate and annual percentage yield (APY) one time during the life of the account. Please call us for details.