Customer Service: (610) 882-8800
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IRA OptionsCertificates of Deposit and Savings

IRA Certificates of Deposit

Retirement should include absolute peace-of-mind. Embassy’s IRA CDs offer a secure way to save for your retirement with guaranteed growth and zero risk.

IRA CD Features

  • Traditional and Roth IRAs available
  • Interest compounded daily*
  • $500 minimum to open
  • APY earned with $500 minimum daily balance
  • Automatically renewable

Current Rates

IRA Term Interest Rate Annual Percentage Yield
6 - 8 MONTHS 0.09% 0.10%
9 - 11 MONTHS 0.09% 0.10%
12 MONTHS 0.14% 0.15%
18 MONTHS 0.19% 0.20%
24 MONTHS 0.24% 0.25%
36 MONTHS 0.49% 0.50%
48 MONTHS 0.64% 0.65%
60 MONTHS 1.48% 1.50%

Want to Supersize That?

Did rates increase after you opened your IRA CD account? No worries. With an Embassy Supersize 36-month IRA CD you may increase the interest rate and annual percentage yield (APY) one time during the life of your account. Please call us for details.**

Sign Up Today

GET STARTED

Or call 610-882-8800 to speak to a customer service specialist.

*Minimum daily balance of $500 to earn APY. Early withdrawal penalty may apply.

**If the interest rates rise after you open your account you may increase the interest rate and annual percentage yield (APY) one time during the life of the account. Please call us for details.

IRA Savings

Individual Retirement Accounts (IRAs) with Embassy Bank are a secure way to meet your retirement goals with attractive interest rates and flexible terms.

IRA Savings Features

  • Traditional and Roth IRAs available
  • No minimum balance requirement
  • No monthly service charge
  • Interest compounds monthly
  • Rate will vary
  • Early withdrawal penalty may apply

Current Rates

IRA Term Interest Rate Annual Percentage Yield
ALL BALANCES 0.04% 0.05%

Sign Up Today

GET STARTED

Or call 610-882-8800 to speak to a customer service specialist.

Embassy Savings

IRA Diplomat Gold Money Market

Secure the dual advantages of competitively tiered Money Market interest AND liquidity with access to your cash at any time.

Features

  • Traditional and Roth IRAs available
  • Interest compounds monthly
  • No minimum balance requirement
  • No monthly service charge
  • Rate will vary
  • Interest is paid on full daily balance for applicable tier

Current Rates

IRA Term Interest Rate Annual Percentage Yield
$500,000 and UP 0.04% 0.05%
$250,000 < $500,000 0.04% 0.05%
$100,000 < $250,000 0.04% 0.05%
$25,000 < $100,000 0.04% 0.05%
< $25,000 0.04% 0.05%

Sign Up Today

GET STARTED

Or call 610-882-8800 to speak to a customer service specialist.