Customer Service: 610-882-8800
Routing Number: 031318716
IMPORTANT MESSAGE FOR ONLINE AND MOBILE BANKING CUSTOMERS
System Maintenance - Sunday, April 7th, 2024 9PM EST until Monday, April 8th, 2024 2AM EST. During this five hour time frame, online and mobile banking will be unavailable. We apologize for any inconvenience.
Banking tailored
to any sized business.
Whether your business is big or small, we have account solutions designed to meet your needs.
Contact our expertsLooking for a business checking account?
Click below for an at-a-glance overview of each of Embassy’s checking options. You’ll be able to quickly decide which checking account is best for your business... and your budget.
Compare checking options
Free Checking
Designed for small businesses in need of simple banking solutions.
- No minimum balance requirement
- No per item fee
- $50 credit toward 1st check order
Interest Checking
Earn interest while enjoying the flexibility of a business checking account.
- No monthly maintenance fees
- Interest paid on full collected balance
Non-Profit Checking
We give back to you for giving back to our communities.
- Interest paid on full collected balance
- No minimum balance
- Free business debit card
Estate Accounts
Manage estate account funds with ease.
- We provide a dedicated personal banker
- Next day availability of funds
- Free Medallion Signature Guarantees
IOLTA Checking
IOLTA enables interest-bearing accounts for short-term or small client deposits.
- No monthly maintenance fees
- Interest paid on full collected balance
Ready to get started?
Don't let your money just sit there. Make it work for your business by selecting the appropriate account that matches your short-term and long-term savings objectives.
Get startedBusiness Savings, CDs & Money Market Accounts
We simplify savings for your short-term or long-term cash flow requirements by providing savings accounts, certificates of deposit (CDs), and money market accounts.
Ingot Gold Savings
With Embassy’s Business Ingot Gold Savings you’ll get an elite interest rate PLUS highly flexible access to your funds and NO monthly maintenance fee.
- Highly competitive interest rate
- ATM accessible
- Unlimited in-branch access to your funds
Money Market
If your business accumulates cash, this Embassy package will put your money to work for you.
- Interest compounds monthly
- Up to 50 items may be deposited per statement cycle
- Interest paid on full collected balance for applicable tier
Certificates of Deposit
Secure the same great rates and terms that Embassy offers on our consumer CDs for your business.
- Interest compounded daily
- Automatically renewable
Ready to get started?
See what Embassy Bank’s Business Solutions can do for your business.
Get in touch
Cash management services
At Embassy Bank, we offer a variety of tools that make this process easier and more cost effective, but what truly sets us apart is our local focus and depth of expertise.
Get started
Zero/Target Balance Accounts
Perfect for payroll and wire transfers.
- Automatically distribute or consolidate funds
- Customized transactions
- Eliminate idle excess balances and free up cash
Line of Credit Sweep
Eliminate unnecessary interest payments.
- Automatically transfer funds from checking to pay off your Line of Credit.
- Save interest expense without lifting a finger
- Detailed activity recaps provided each month
Overnight Cash Management
Add security and maximize interest income.
- Repurchase agreements are fully collateralized, and not FDIC insured
- Confirmations provided daily by email
Local Support
Here For You
All of our online banking services are backed by real people located right here in the Lehigh Valley.
Compare checking options
| Free Business Checking | Business Interest Checking | Non-profit Interest Checking | |
|---|---|---|---|
| Organization Types | Any | Any | IRS (501) Non-Profit Organizations |
| Free Online Banking |  |
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| Free Online Bill Payment | |
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| Free Mobile Banking | |
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| Free Business Debit Card | |
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| Free Cash Deposits | |
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| No Fees for Overdraft Protection Sweeps from Embassy Bank Savings or Line of Credit Accounts | |
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| Interest Bearing | |
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| No Monthly Maintenance Fee | |
None with min. balance | |
| Check Order Credit | $50 credit toward 1st order | ||
| Per Month Payment & Deposit Allowances | No per item fees |
30 checks paid 60 deposit items 10 deposit tickets |
No per item fees |
Free Business Checking features
Get Embassy's free business checking account and enjoy the benefits of full-service checking without monthly fees. Keep your cash working for you and your business.
- Free Business Debit Card
- Free Cash Deposits
- Free Mobile App and Mobile Deposit
- Free Fraud Protection with Our Exclusive CardValet App
- No Minimum Balance Requirement
- No Per Item Fee
- No Monthly Maintenance Fee
- $50 Credit Toward 1st Check Order
- Click here for a list of the documentation you will need when opening your account
Or speak directly with a Business Banker: 610-882-8800
Interest Checking
If your business maintains an average balance of $5,000, you can benefit from no monthly maintenance fees, plus interest on all account balances. Talk about win-win!
- Interest paid on full collected balance
- Free cash deposits
- Free online banking
- Free mobile banking
- Free online bill payment
- Free business debit card
- No fees for overdraft protection sweeps from Embassy Bank Savings or Line of Credit accounts
- Generous monthly activity allowance
- Click here for a list of the documentation you will need when opening your account
| Balance Tier | Interest Rate | Annual Percentage Yield |
|---|---|---|
| $25,000 AND UP | 0.02% | 0.02% |
| $10,000 <$25,000 | 0.02% | 0.02% |
| < $10,000 | 0.02% | 0.02% |
Or speak directly with a Business Banker: 610-882-8800
Non-Profit Checking
Stretch your organization's budget to the max and earn interest with this special checking package designed by embassy especially for our community’s hard-working non-profit organizations.
- Exclusively for IRS 501 non-profit organizations
- No minimum balance
- No monthly maintenance fees
- No per item fees
- Interest paid on full collected balance
- Free cash deposits
- Free online bill payment
- Free business debit card
- No fees for overdraft protection sweeps from Embassy Bank Savings or Line of Credit accounts
- Click here for a list of the documentation you will need when opening your account
| Balance Tier | Interest Rate | Annual Percentage Yield |
|---|---|---|
| $5,000 AND UP | 0.02% | 0.02% |
| < $5,000 | 0.00% | 0.00% |
Or speak directly with a Business Banker: 610-882-8800
Estate Accounts
At Embassy Bank, our goal is to make the management of Estate Accounts as easy as possible. We provide a dedicated personal banker who will address your needs and those of your client directly, quickly and confidentially.
- Documents may be signed at your office, and at your client's convenience
- No minimum balance
- No monthly maintenance fees
- Next day availability of funds
- Free checks and unlimited check writing
- Free online banking and online bill payment
- Free mobile app and mobile deposit
- Free Medallion Signature Guarantees
Or speak directly with a Business Banker: 610-882-8800
IOLTA Checking
Attorneys and legal practices: This special IOLTA (Interest on Lawyers' Trust Accounts) allows you to establish interest bearing accounts for client deposits which are nominal in amount or expected to be short term.
Plus, Embassy's Escrow Manager product can be used in conjunction with an IOLTA checking account.
Or speak directly with a Business Banker: 610-882-8800
Ingot Gold Savings
With embassy’s business ingot gold savings you’ll get an elite interest rate plus highly flexible access to your funds and no monthly maintenance fee. Embassy makes it easy for your business to earn more every month…just go for the gold!
- Highly competitive interest rate
- No minimum balance requirement
- No monthly maintenance fee
- May be used for FREE overdraft protection
- Unlimited in-branch access to your funds
- Free online banking
- Free mobile banking
- ATM accessible
- Up to six preauthorized or third party transfers per calendar month*
- Click here for a list of the documentation you will need when opening your account
| Balance Tier | Interest Rate | Annual Percentage Yield |
|---|---|---|
| All Balances | 0.02% | 0.02% |
*Limit of six preauthorized, Automated Clearing House (ACH), telephone or computer transfers to third parties per calendar month, however no transfers by check, draft, debit card or similar order to third parties is permitted.
Or speak directly with a Business Banker: 610-882-8800
Money Market
If your business accumulates cash, this Embassy package will put your money to work for you. Plus, with Embassy Business Money Market accounts there are no minimums or monthly maintenance fees!
- Interest paid on full collected balance for applicable tier
- Interest compounds monthly
- No minimum balance requirement
- No monthly maintenance fee
- Up to 50 items may be deposited per statement cycle
- Up to six preauthorized or third party transfers per calendar month*
- Free online banking
- Free mobile banking
- ATM accessible
- Click here for a list of the documentation you will need when opening your account
| Balance Tier | Interest Rate | Annual Percentage Yield |
|---|---|---|
| $500,000 AND UP | 0.02% | 0.02% |
| $250,000 < $500,000 | 0.02% | 0.02% |
| $100,000 < $250,000 | 0.02% | 0.02% |
| $25,000 < $100,000 | 0.02% | 0.02% |
| < $25,000 | 0.02% | 0.02% |
* Transfers from a money market to another account or to third parties by preauthorized Automated Clearing House (ACH), telephone or computer transfers or by check, draft, debit card or similar order to third parties are limited to six per statement cycle.
Or speak directly with a Business Banker: 610-882-8800
Certificates of Deposit
Secure the same great rates and terms that Embassy offers on our consumer CDs for your business. If rates increase after you open your account, you can even exercise your one-time option to supersize and get the higher rate!
- Interest compounded daily
- $500 minimum to open*
- Automatically renewable
Want to Supersize That?
Did rates increase after you opened your CD account? No worries. With an Embassy Supersize 36-month CD you may increase the interest rate and annual percentage yield (APY) one time during the life of your account. Please call us for details.**
*Minimum daily balance of $500 to earn APY. Early withdrawal penalty may apply.
**If the interest rates rise after you open your account you may increase the interest rate and annual percentage yield (APY) one time during the life of the account. Please call us for details.
| CD Term | Interest Rate | Annual Percentage Yield |
|---|---|---|
| 7 DAYS | 0.09% | 0.10% |
| 30 - 90 DAYS | 0.09% | 0.10% |
| 6 - 11 MONTHS | 0.09% | 0.10% |
| 12 - 17 MONTHS | 0.14% | 0.15% |
| 18 - 23 MONTHS | 0.14% | 0.15% |
| 24 - 35 MONTHS | 0.24% | 0.25% |
| 36 - 47 MONTHS | 0.24% | 0.25% |
| 48 - 59 MONTHS | 0.24% | 0.25% |
| 60 MONTHS | 0.39% | 0.40% |
Or speak directly with a Business Banker: 610-882-8800