Customer Service: 610-882-8800
Routing Number: 031318716
Business Loans
Lines of Credit, Term Loans, Commercial Mortgages, and More.
Embassy Bank: A Better Value in Business Lending
At Embassy Bank, we don't believe in creating penalties for success. We believe in rewarding it. That's why we offer features like No Prepayment Penalties. It's just one way our Value-Based Business Banking approach sets us apart from other lenders.
Compare for Yourself:
| Cost | Embassy | Others |
|---|---|---|
| No Prepayment Penalties |  |
X |
| No Annual Loan Fee | |
X |
| No Application Fee | |
X |
| No Underwriting Fee | |
X |
| Low Loan Origination Fee | |
X |
| Service | Embassy | Others |
| Real Relationship with a Dedicated Lender | |
X |
| Accessible at your local office | |
X |
| Empowered to create loans customized to your needs | |
X |
| Responds promptly and directly to your questions | |
X |
Bottom line: for all of your lending needs, Embassy's Value-Based Business Banking saves you time, money and stress.
Construction Loans & Mortgages
Whether you're looking to buy, build, expand, refinance, or remodel real estate, our committed lenders will assist you through the entire loan process.
Benefits
- Construction financing converts to a permanent mortgage upon completion of the project
- Monthly interest-only payments during construction
- Flexible terms for residential and commercial investment properties
- Competitive fixed or variable interest rate pricing
- No prepayment penalties
Or Speak Directly With a Business Banker:
610-882-8800
Click here to view the Embassy Bank
Personal Financial Statement.
Term Loan
Our Term Loans are useful for financing capital improvements and fixed asset purchases such as office furniture and equipment, machinery, commercial vehicles, and medical and professional practice equipment.
Benefits
- No prepayment penalties
- Choose from competitive fixed or variable rate with flexible terms
- Fixed monthly payments
Or Speak Directly With a Business Banker:
610-882-8800
Click here to view the Embassy Bank
Personal Financial Statement.
Line of Credit
Our working capital line of credit can help you meet your short-term funding needs, such as seasonal cash flow, accounts receivable, inventory, or unexpected opportunities.
Benefits
- Provides short-term capital
- Sweep capability may be tied to our Cash Management products
- Competitive pricing
- No annual fee
- Interest paid monthly
- Pay no interest until you access the funds
Or Speak Directly With a Business Banker:
610-882-8800
Click here to view the Embassy Bank
Personal Financial Statement.
Equipment Line of Credit
Our equipment line of credit provides your business with the flexibility to make equipment purchases when you need it the most, with each advance converted to a term loan.
Benefits
- Pre-approved line to be utilized for upcoming equipment purchases
- Each advance will be converted to a fixed term loan
- No annual fee
- No prepayment penalty
Or Speak Directly With a Business Banker:
610-882-8800
Click here to view the Embassy Bank
Personal Financial Statement.
5 REASONS Why Your Lehigh Valley-based Business
Will Do BETTER with Embassy... the Lehigh Valley’s BUSINESS Bank:
-
Great Rates and Flexible Terms
Yes, Embassy is known for highly competitive interest rates and terms that flex to fit your unique business needs. But these are just the beginning of your Embassy advantages. -
Faster Decisions
All Embassy loan decisions are made here in the Lehigh Valley, not at some out-of-town headquarters, resulting in a more efficient turnaround. -
No Prepayment Penalties
Unlike many banks, Embassy believes business owners who work hard to pay off loans early deserve a pat on the back, not a penalty. -
Experienced Lending Staff
Your dedicated lending professional will provide a consultative approach to assist you in customizing a loan solution and guide you through the lending process. -
Traditional (Non-Swap) Fixed Rate Term Loan
- Protect against future interest rate fluctuations with a guaranteed fixed rate customized for your business
- Make budgeting easier with consistent monthly payments
- Avoid excessive loan initiation fees, unwind fees and attorney fees associated with Interest Rate Swap Derivatives
- Simplify potential future borrowing on subject property
Letter of Credit & State Sponsored Loans
Letter of Credit
Embassy Bank offers standby letters of credit which may be used as a payment guarantee. They substitute the credit of the bank for the credit of the customer for the purpose of facilitating trade.
For More Information:
Call 610-882-8800 to speak to a bank lender.
State Sponsored Loans
We work in combination with state sponsored loan programs offered through organizations such as the LVEDC.
For More Information:
Call 610-882-8800 to speak to a bank lender.