Customer Service: 610-882-8800
Routing Number: 031318716
Credit Cards & Personal Loans
What Are You Looking For?
Credit Cards
Everyday transactions, travel expenses, or unexpected emergencies are easier to manage when you have an Embassy Bank Credit Card in your wallet. Increase your spending power with the card that fits your needs and lifestyle.
Platinum Credit Cards
Experience hometown convenience, worldwide acceptance and great benefits.
3 Great Options All From the Bank You Know Best:
Rewards Platinum
Unlimited reward points that don’t expire. Earn one point per dollar on net purchases and redeem them for merchandise, rental cars, travel and more. Visit cRewardsCard.com for details.3
Cash Rewards Platinum
Earn 1% cash back on all net purchases. Cash rewards never expire.3
Platinum Edition
No penalty APR and competitive rates.
Enjoy the Following Features with All of the Above Options:
- Competitive Rates*
- Mobile Payments for a Safe and Secure Way to Pay
- Free FICO® Score1
- Cell Phone Protection2
- Fraud Monitoring and Zero Fraud Liability
- SecurLOCK™ Email and Text Fraud Alerts
- ID Navigator Powered by NortonLifeLock
ADDITIONAL RESOURCES
*See the card application's Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.
1 FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO ® Scores are updated monthly. You may not see your FICO ® Score right away. Some exclusions apply.
2 Certain terms, conditions and exclusions apply. In order for the coverage to apply, you must charge your eligible cellular wireless bill to your covered TCM Bank-issued card, To learn more about this benefit or to file a claim visit the FAQ section at www.cardbenefitservices.com or call 1-866-894-8569.
3 In order to access rewards, your account must be open and in good standing.
Visa Signature® Credit Cards
Go beyond ordinary rewards.
2 Great Options From the Bank You Know Best:
VISA Signature®
- Earn 30,000 bonus points when you spend $2,500 in the first 3 months.1
- Earn 1.5 points per dollar on net purchases. Points do not expire and there is no cap.1
Excursion™ VISA Signature®
- Earn 2% cash back on air travel, hotels, and dining.1
- Earn 1% cash back on all other purchases.1
Plus, Receive Competitive Rates* with Exclusive Perks and Great Benefits:
- Access to Visa Signature Luxury Hotel Collection
- Rental Car Privileges with AVIS and Budget
- 24/7 Concierge Service
- Mobile Payments
- Zero Fraud Liability and Fraud Monitoring
- Email and Text Fraud Alerts
*See the card application's Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.
1 In order to access rewards your account must be open and in good standing.
Secured Credit Card
The perfect solution if you are looking to build or re-build credit.
Our Secured Credit Card* works like any other credit card except it requires a security deposit which is held as collateral for your account.
Plus, You Receive These Great Benefits:
- Graduation Eligibility: With responsible use, you may become eligible for graduation to an Unsecured Credit Card in as little as 13 months.
- Free FICO® Score1
- Fraud Monitoring & Zero Fraud Liability
- Text & Email Fraud Alerts
- Mobile Payments
- 24/7, U.S.-based Customer Service
- Financial Education
*See the card application’s Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.
1FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO® Scores are updated monthly. You may not see your FICO® Score right away. Some exclusions apply. Cardholders receiving employee pricing are not eligible.
Get Started with Embassy Credit Cards
Or Speak Directly With a Personal Banker:
610-882-8800 or Email
Credit Card Customer Service:
Open 24 hours a day, 7 days a week.
Balance inquiries, lost/stolen card, fraud activity, etc.
Personal or Commercial Credit Cards:
1-800-883-0131
Outside U.S. call (813) 868-2891
Credit Cards are issued by TCM Bank, N.A. Subject to credit approval. Certain terms, conditions, and exlcusions apply.
Embassy Auto Loans
Your dream car is only a loan away. Whether you are buying a new or used car or just need to refinance your existing auto loan, Embassy Bank can help.
Features
- Quick and easy application with minimal paperwork required
- New auto loan amounts up to MSRP
- Used auto loan amounts up to NADA average trade-in value
- Competitive interest rates
Auto Loan Rates
New Auto Loan Rates* Model Year: 2025 - 2024
| Term | Rate/APR (w/ Autopay) | Mo. Payment per $1000 Borrowed |
|---|---|---|
| 60 MONTHS | 7.99% | $20.27 |
| 72 MONTHS | 8.49% | $17.77 |
Used Auto Loan* Model Year: 2024 - 2022
| Term | Rate/APR (w/ Autopay) | Mo. Payment per $1000 Borrowed |
|---|---|---|
| 60 MONTHS | 8.49% | $20.51 |
Used Auto Loan* Model Year: 2021 - 2018
| Term | Rate/APR (w/ Autopay) | Mo. Payment per $1000 Borrowed |
|---|---|---|
| 48 MONTHS | 9.49% | $25.12 |
*Rates with Automatic Payment include .50% discount for payments directly deducted from an Embassy Bank checking account.
Personal Loans
Overdraft Line of Credit
Protect your checking account with an Embassy Bank Overdraft Line of Credit. Avoid those costly overdraft fees and feel safe knowing that your checks will be honored in the event that you make an error in your checking account.
Features
- Automatic protection against costly overdrafts
- Quick and easy application with minimal paperwork required
- Access your overdraft line of credit protection by using line of credit checks, or by making transfers in person or by phone
- No Sweep Fees
CD Secured Loans
Are you locked into a CD with Embassy Bank but need the cash now? Why not take advantage of Embassy Bank’s CD Secured Loan to avoid the early withdrawal penalty.
Features
- Quick and easy application with minimal paperwork required
- Choose from either principal and interest payments or interest-only payments
Get Started with Embassy Auto & Personal Loans
Or Speak Directly With a Personal Banker: 610-882-8800