A Home is Within Your Reach with Embassy Bank's FirstHomeLV

First-Time Home Buyers will Feel Right at Home

with the FirstHomeLV custom mortgage program designed exclusively for those who are looking for a helping hand from a local bank and community partner.*

Less Cost:

Buy with as little as 3% down
Borrow for up to 30 years
NO PMI
Up to 5% seller assist permitted
Gift money allowed
No application fees

Less Paperwork:

Streamlined process
Minimal paperwork
Fast decision-making

Less Stress:

Your own personal lender start to finish
Your loan will not be sold!

* Program requirements apply. Contact us for details.

How to Qualify

FirstHomeLV Mortgage Program Requirements:

First-time homebuyers purchasing an owner-occupied single-family primary residence
Household income must be at or below 80% of the HUD median family income
No income limits if the property is located in a low or moderate income census tract
Must apply for participating down payment assistance programs, if available
Credit approval required
For details and additional program requirements, contact us today

Lower Upfront Costs:

No PMI ("Private Mortgage Insurance")
Super-low closing costs & closing cost assistance allowed

Save Money Long-Term:

Biweekly payments at no extra cost – pay your mortgage off sooner and save thousands in interest!
Competitive rates and low fees

Personal Attention:

One expert lender, start to finish (and they’re really nice too!)
Local, LIVE customer service for the life of the loan

First-Time Home Buyer Resources

First Front Door

Embassy Bank is proud to participate in the First Front Door (FFD) program to offer down payment and closing cost assistance to qualified first-time homebuyers.

Learn More

Calculators

Before you figure out what you want, consider what you need to make it happen. Embassy's Uncommon Mortgage Calculators are designed with your financial planning in mind.

Loan Payment Calculator
Biweekly Savings Calculator
Mortgage Closing Costs Calculator

The Top 5 Questions Every First-Time Home Buyer Should Ask

Realtors? Lenders? PMI? There's a lot to ask and a lot to know before you start your journey to home ownership.

Learn More

Get Started with FirstHomeLV

MORE INFO

Or Call One of Our Uncommon Lenders Today: 610-882-8800