Customer Service: (610) 882-8800
Routing Number: 031318716
A Home is Within Your Reach with Embassy Bank's FirstHomeLV
First-Time Home Buyers will Feel Right at Home
with the FirstHomeLV custom mortgage program designed exclusively for those who are looking for a helping hand from a local bank and community partner.*
Less Cost:
- Buy with as little as 3% down
- Borrow for up to 30 years
- NO PMI
- Up to 5% seller assist permitted
- Gift money allowed
- No application fees
Less Paperwork:
- Streamlined process
- Minimal paperwork
- Fast decision-making
Less Stress:
- Your own personal lender start to finish
- Your loan will not be sold!
* Program requirements apply. Contact us for details.
How to Qualify
FirstHomeLV Mortgage Program Requirements:
- First-time homebuyers purchasing an owner-occupied single-family primary residence
- Household income must be at or below 80% of the HUD median family income
- No income limits if the property is located in a low or moderate income census tract
- Must apply for participating down payment assistance programs, if available
- Credit approval required
- For details and additional program requirements, contact us today
Lower Upfront Costs:
- No PMI ("Private Mortgage Insurance")
- Super-low closing costs & closing cost assistance allowed
Save Money Long-Term:
- Biweekly payments at no extra cost – pay your mortgage off sooner and save thousands in interest!
- Competitive rates and low fees
Personal Attention:
- One expert lender, start to finish (and they’re really nice too!)
- Local, LIVE customer service for the life of the loan
First-Time Home Buyer Resources
CALCULATORSKnow Your Numbers
Before you figure out what you want, consider what you need to make it happen. Embassy's Uncommon Mortgage Calculators are designed with your financial planning in mind.
Loan Payment Calculator
Biweekly Savings Calculator
Mortgage Closing Costs Calculator
WE'VE GOT ANSWERSThe Top 5 Questions Every First-Time Home Buyer Should Ask
Realtors? Lenders? PMI? There's a lot to ask and a lot to know before you start your journey to home ownership. We've paved the way with answers to some of the most commonly asked questions by first-time buyers.
Click Here