Customer Service: 610-882-8800
Routing Number: 031318716
IRA OptionsCertificates of Deposit and Savings
IRA Certificates of Deposit
Retirement should include absolute peace-of-mind. Embassy’s IRA CDs offer a secure way to save for your retirement with guaranteed growth and zero risk.
IRA CD Features
- Traditional and Roth IRAs available
- Interest compounded daily*
- $500 minimum to open
- APY earned with $500 minimum daily balance
- Automatically renewable
Want to Supersize That?
Did rates increase after you opened your IRA CD account? No worries. With an Embassy Supersize 36-month IRA CD you may increase the interest rate and annual percentage yield (APY) one time during the life of your account. Please call us for details.**
*Minimum daily balance of $500 to earn APY. Early withdrawal penalty may apply. Promotional Rates apply only to newly opened Promotional Certificates of Deposit. For rollover CD’s, refer to non-promotional rates.
**If the interest rates rise after you open your account you may increase the interest rate and annual percentage yield (APY) one time during the life of the account. Please call us for details.
Current Rates
| Ira Term | Interest Rate | Annual Percentage Yield |
|---|---|---|
| 6 - 8 MONTHS | 0.09% | 0.10% |
| 7 MONTHS - PROMOTIONAL RATE* | 4.26% | 4.35% |
| 12 - 17 MONTHS | 0.24% | 0.25% |
| 13 MONTHS - PROMOTIONAL RATE* | 3.97% | 4.05% |
| 18 - 23 MONTHS | 0.24% | 0.25% |
| 24 - 35 MONTHS | 0.24% | 0.25% |
| 25 MONTHS - PROMOTIONAL RATE* | 3.44% | 3.50% |
| 36 - 47 MONTHS | 0.24% | 0.25% |
| 48 - 59 MONTHS | 0.24% | 0.25% |
| 60 MONTHS | 0.39% | 0.40% |
Get Started with IRA Certificates of Deposit
Click HereOr Speak Directly With a Personal Banker: 610-882-8800
IRA Savings
Individual Retirement Accounts (IRAs) with Embassy Bank are a secure way to meet your retirement goals with attractive interest rates and flexible terms.
IRA Savings Features
- Traditional and Roth IRAs available
- No minimum balance requirement
- No monthly maintenance fee
- Interest compounds monthly
- Rate will vary
- Early withdrawal penalty may apply
Current Rates
| Ira Term | Interest Rate | Annual Percentage Yield |
|---|---|---|
| ALL BALANCES | 0.02% | 0.02% |
IRA Diplomat Gold Money Market
Secure the dual advantages of competitively tiered Money Market interest AND liquidity with access to your cash at any time.
Features
- Traditional and Roth IRAs available
- Interest compounds monthly
- No minimum balance requirement
- No monthly maintenance fee
- Rate will vary
- Interest is paid on full daily balance for applicable tier
Current Rates
| Ira Term | Interest Rate | Annual Percentage Yield |
|---|---|---|
| $500,000 and UP | 0.02% | 0.02% |
| $250,000 < $500,000 | 0.02% | 0.02% |
| $100,000 < $250,000 | 0.02% | 0.02% |
| $25,000 < $100,000 | 0.02% | 0.02% |
| < $25,000 | 0.02% | 0.02% |