Current Rates

*Available for 1-4 family owner-occupied dwellings located in Lehigh or Northampton County in an amount up to $500,000 with automatic payment from an Embassy Bank checking account (add .50% to all posted rates for loans without automatic payment). For loan-to-value ratio of 81-90%, add .25% to posted rate. APR (Annual Percentage Rate) based on $100,000 loan amount. Hazard Insurance is required. Title Insurance may be required. Rates locked as of date of application for 60-day period and are subject to market conditions thereafter. The payment amounts listed in the above table do not include amounts for taxes and insurance premiums, the actual payment obligation will be greater. Loans subject to credit approval.

*Available for 1-4 family owner-occupied dwellings located in Lehigh or Northampton County in an amount up to $500,000 with automatic payment from an Embassy Bank checking account (add .50% to all posted rates for loans without automatic payment). For loan-to-value ratio of 81-90%, add .25% to posted rate. APR (Annual Percentage Rate) based on $100,000 loan amount. Hazard Insurance is required. Title Insurance may be required. Rates locked as of date of application for 60-day period and are subject to market conditions thereafter. The payment amounts listed in the above table do not include amounts for taxes and insurance premiums, the actual payment obligation will be greater. Loans subject to credit approval. Blue mortgages will require a balloon payment at the end of the stated term.

*Available for qualified lots located in Lehigh or Northampton County in an amount up to $500,000 with automatic payment from an Embassy Bank checking account (add .50% to all posted rates for loans without automatic payment). Maximum loan-to-value ratio 80%. Annual Percentage Rate (APR) based on $100,000 loan amount. Title Insurance may be required. Rates locked as of date of application for 60-day period and are subject to market conditions thereafter. Loans subject to credit approval. Balloon lot loans will require a balloon payment at the end of the stated term.

*Available for 1-4 family owner-occupied dwellings located in Lehigh or Northampton County in an amount up to $500,000 with automatic payment from an Embassy Bank checking account (add .50% to all posted rates for loans without automatic payment). For loan-to-value ratio of 81-90%, add .25% to posted rate. APR (Annual Percentage Rate) based on $100,000 loan amount. Hazard Insurance is required. Title Insurance may be required. Rates locked as of date of application for 60-day period and are subject to market conditions thereafter. The payment amounts listed in the above table do not include amounts for taxes and insurance premiums, the actual payment obligation will be greater. Loans subject to credit approval.

*Available for 1-4 family owner-occupied dwellings located in Lehigh or Northampton County in an amount up to $500,000 with automatic payment from an Embassy Bank checking account (add .50% to all posted rates for loans without automatic payment). For loan-to-value ratio of 81-90%, add .25% to posted rate. APR (Annual Percentage Rate) based on $100,000 loan amount. Hazard Insurance is required. Title Insurance may be required. Rates locked as of date of application for 60-day period and are subject to market conditions thereafter. The payment amounts listed in the above table do not include amounts for taxes and insurance premiums, the actual payment obligation will be greater. Loans subject to credit approval. Blue mortgages will require a balloon payment at the end of the stated term.

*Available for qualified lots located in Lehigh or Northampton County in an amount up to $500,000 with automatic payment from an Embassy Bank checking account (add .50% to all posted rates for loans without automatic payment). Maximum loan-to-value ratio 80%. Annual Percentage Rate (APR) based on $100,000 loan amount. Title Insurance may be required. Rates locked as of date of application for 60-day period and are subject to market conditions thereafter. Loans subject to credit approval. Balloon lot loans will require a balloon payment at the end of the stated term.

*Available for $5,000 - $500,000 loans secured by 2nd lien position on 1-4 family owner-occupied dwellings located in Lehigh or Northampton County with automatic payment from an Embassy Bank checking account (add .50% to all posted rates for loans without automatic payment). For loan-to-value ratio of 81-85%, add .50% to posted rate. APR (Annual Percentage Rate) based on $100,000 loan amount. Hazard Insurance is required. Title Insurance may be required. Rates locked as of date of application for 60-day period and are subject to market conditions thereafter. The payment amounts listed in the above table do not include amounts for taxes and insurance premiums, the actual payment obligation will be greater. Loans subject to credit approval.

**Available for $5,000 - $250,000 loans secured by 1-4 family owner-occupied dwellings located in Lehigh or Northampton County with automatic payment from an Embassy Bank checking account (add .50% to all posted rates for loans without automatic payment). Interest Rate is based on WSJ (Wall Street Journal) Prime Rate, which is currently 4.75% and may vary. Maximum rate is 18.00% APR (Annual Percentage Rate), minimum (floor) rate is 3.50% APR. Maximum loan-to-value ratio is 80%. Hazard Insurance is required. Title Insurance may be required. Loans subject to credit approval. Promotion not valid for current Embassy Bank Home Equity Line of Credit borrowers who have received a special introductory rate as a part of a previous promotion. All other Embassy Bank borrowers must increase their Credit Line by $10,000 or more to qualify for Introductory Rate. APR effective as of date of publication. Rates subject to change, and offer may be discontinued at any time.