Customer Service: 610-882-8800
Routing Number: 031318716
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Checking Rates
Savings Rates
CD Rates
Money Market Rates
IRA Rates
Refinance - Mortgage Rates
Purchase - Mortgage Rates
Home Equity Rates
Loan Rates
Balance Tier | Interest Rate | Annual Percentage Yield |
---|---|---|
$500,000 and UP | 0.02% | 0.02% |
$250,000 < $500,000 | 0.02% | 0.02% |
$100,000 < $250,000 | 0.02% | 0.02% |
$50,000 < $100,000 | 0.02% | 0.02% |
$25,000 < $50,000 | 0.02% | 0.02% |
$10,000 <$25,000 | 0.02% | 0.02% |
<$10,000 | 0.02% | 0.02% |
Rate will vary and interest compounds monthly.
Balance Tier | Interest Rate | Annual Percentage Yield |
---|---|---|
All Balances | 0.29% | 0.30% |
Preauthorized, Automated Clearing House (ACH), telephone, mobile device or computer transfers, or transfers by check, draft, debit card or similar order to third parties are limited to no more than six (6) per calendar month.
Rate will vary and interest compounds monthly.
Balance Tier | Interest Rate | Annual Percentage Yield |
---|---|---|
All Balances | 0.02% | 0.02% |
Rate will vary and interest compounds monthly.
CD Term | Interest Rate | Annual Percentage Yield |
---|---|---|
7 DAYS | 0.09% | 0.10% |
30-90 DAYS | 0.09% | 0.10% |
4 - 8 MONTHS | 0.09% | 0.10% |
3 MONTHS - PROMOTIONAL RATE* | 4.45% | 4.55% |
7 MONTHS - PROMOTIONAL RATE* | 4.26% | 4.35% |
9 - 11 MONTHS | 0.09% | 0.10% |
12 - 17 MONTHS | 0.24% | 0.25% |
13 MONTHS - PROMOTIONAL RATE* | 3.68% | 3.75% |
18 - 23 MONTHS | 0.24% | 0.25% |
24 - 35 MONTHS | 0.24% | 0.25% |
25 MONTHS - PROMOTIONAL RATE* | 3.44% | 3.50% |
36-47 MONTHS | 0.24% | 0.25% |
48 - 59 MONTHS | 0.24% | 0.25% |
60 MONTHS | 0.39% | 0.40% |
Minimum daily balance of $500 to earn APY. Early withdrawal penalty may apply and reduce earnings.
If the interest rates rise after you open a 36 month Certificate of Deposit, you may increase the interest rate and annual percentage yield (APY) one time during the life of the account. Please call us for details.
* Promotional Rates apply only to newly opened Promotional Certificates of Deposit. For rollover CD’s, refer to non-promotional rates.
Balance Tier | Interest Rate | Annual Percentage Yield |
---|---|---|
$500,000 and UP | 0.02% | 0.02% |
$250,000 < $500,000 | 0.02% | 0.02% |
$100,000 < $250,000 | 0.02% | 0.02% |
$25,000 < $100,000 | 0.02% | 0.02% |
< $25,000 | 0.02% | 0.02% |
*Preauthorized, Automated Clearing House (ACH), telephone, mobile device or computer transfers, or transfers by check, draft, debit card or similar order to third parties are limited to no more than six (6) per calendar month.
Ira Term | Interest Rate | Annual Percentage Yield |
---|---|---|
6 - 8 MONTHS | 0.09% | 0.10% |
7 MONTHS - PROMOTIONAL RATE* | 4.26% | 4.35% |
12 - 17 MONTHS | 0.24% | 0.25% |
13 MONTHS - PROMOTIONAL RATE* | 3.68% | 3.75% |
18 - 23 MONTHS | 0.24% | 0.25% |
24 - 35 MONTHS | 0.24% | 0.25% |
25 MONTHS - PROMOTIONAL RATE* | 3.44% | 3.50% |
36 - 47 MONTHS | 0.24% | 0.25% |
48 - 59 MONTHS | 0.24% | 0.25% |
60 MONTHS | 0.39% | 0.40% |
Minimum daily balance of $500 to earn APY. Early withdrawal penalty may apply.
If the interest rates rise after you open a 36 month Certificate of Deposit, you may increase the interest rate and annual percentage yield (APY) one time during the life of the account. Please call us for details.
* Promotional Rates apply only to newly opened Promotional Certificates of Deposit. For rollover CD’s, refer to non-promotional rates.
Ira Term | Interest Rate | Annual Percentage Yield |
---|---|---|
ALL BALANCES | 0.02% | 0.02% |
Ira Term | Interest Rate | Annual Percentage Yield |
---|---|---|
$500,000 and UP | 0.02% | 0.02% |
$250,000 < $500,000 | 0.02% | 0.02% |
$100,000 < $250,000 | 0.02% | 0.02% |
$25,000 < $100,000 | 0.02% | 0.02% |
< $25,000 | 0.02% | 0.02% |
Term | Bi-Weekly w/ Autopay | Bi-Weekly Payment per $1,000 Borrowed | Mo. w/ Autopay | Mo. Payment per $1,000 Borrowed | ||
---|---|---|---|---|---|---|
Rate | APR | Rate | APR | |||
10 YEARS | 5.125% | 5.156% | $5.33 | 5.125% | 5.166% | $10.67 |
15 YEARS | 5.125% | 5.142% | $3.99 | 5.125% | 5.154% | $7.97 |
20 YEARS | 5.750% | 5.758% | $3.51 | 5.750% | 5.773% | $7.02 |
25 YEARS | 5.875% | 5.879% | $3.18 | - | - | - |
*Available for 1-4 family owner-occupied dwellings located in Lehigh or Northampton County in an amount up to $550,000 with automatic payment from an Embassy Bank checking account (add .50% to all posted rates for loans without automatic payment). For loan-to-value ratio of 81-90%, add .25% to posted rate. APR (Annual Percentage Rate) based on $100,000 loan amount. Hazard Insurance is required. Title Insurance may be required. Rates locked as of date of application for 60-day period and are subject to market conditions thereafter. The payment amounts listed in the above table do not include amounts for taxes and insurance premiums, the actual payment obligation will be greater. Loans subject to credit approval.
Term | Mo. w/ Autopay | Mo. Payment per $1,000 Borrowed |
FINAL BALLOON PAYMENT (BASED ON $100,000 LOAN AMOUNT) |
|
---|---|---|---|---|
Rate | APR | |||
7 Years | 5.125% | 5.160% | $5.44 | $88,708.14 |
15 Years | 5.125% | 5.146% | $5.44 | $68,832.19 |
*Available for 1-4 family owner-occupied dwellings located in Lehigh or Northampton County in an amount up to $550,000 with automatic payment from an Embassy Bank checking account (add .50% to all posted rates for loans without automatic payment). For loan-to-value ratio of 81-90%, add .25% to posted rate. APR (Annual Percentage Rate) based on $100,000 loan amount. Hazard Insurance is required. Title Insurance may be required. Rates locked as of date of application for 60-day period and are subject to market conditions thereafter. The payment amounts listed in the above table do not include amounts for taxes and insurance premiums, the actual payment obligation will be greater. Loans subject to credit approval. Blue mortgages will require a balloon payment at the end of the stated term.
Term | Bi-Weekly w/ Autopay | Bi-Weekly Payment per $1,000 Borrowed | Mo. w/ Autopay | Mo. Payment per $1,000 Borrowed | ||
---|---|---|---|---|---|---|
Rate | APR | Rate | APR | |||
15 Years | 8.750% | 8.750% | $5.00 | 8.750% | 8.771% | $9.99 |
Term | Bi-Weekly w/ Autopay | Bi-Weekly Payment per $1,000 Borrowed | Mo. w/ Autopay | Mo. Payment per $1,000 Borrowed | ||
---|---|---|---|---|---|---|
Rate | APR | Rate | APR | |||
5 Years | 8.250% | 8.259% | $3.76 | 8.250% | 8.281% | $7.51 |
10 Years | 8.50% | 8.497% | $3.85 | 8.500% | 8.519% | $7.69 |
*Available for qualified lots located in Lehigh or Northampton County in an amount up to $550,000 with automatic payment from an Embassy Bank checking account (add .50% to all posted rates for loans without automatic payment). Maximum loan-to-value ratio 80%. Annual Percentage Rate (APR) based on $100,000 loan amount. Title Insurance may be required. Rates locked as of date of application for 60-day period and are subject to market conditions thereafter. Loans subject to credit approval. Balloon lot loans will require a balloon payment at the end of the stated term.
Term | Bi-Weekly w/ Autopay | Bi-Weekly Payment per $1,000 Borrowed | Mo. w/ Autopay | Mo. Payment per $1,000 Borrowed | ||
---|---|---|---|---|---|---|
Rate | APR | Rate | APR | |||
10 YEARS | 5.125% | 5.318% | $5.33 | 5.125% | 5.314% | $10.67 |
15 YEARS | 5.125% | 5.256% | $3.99 | 5.125% | 5.258% | $7.97 |
20 YEARS | 5.750% | 5.852% | $3.51 | 5.750% | 5.857% | $7.02 |
25 YEARS | 5.875% | 5.960% | $3.18 | - | - | - |
*Available for 1-4 family owner-occupied dwellings located in Lehigh or Northampton County in an amount up to $550,000 with automatic payment from an Embassy Bank checking account (add .50% to all posted rates for loans without automatic payment). For loan-to-value ratio of 81-90%, add .25% to posted rate. APR (Annual Percentage Rate) based on $100,000 loan amount. Hazard Insurance is required. Title Insurance may be required. Rates locked as of date of application for 60-day period and are subject to market conditions thereafter. The payment amounts listed in the above table do not include amounts for taxes and insurance premiums, the actual payment obligation will be greater. Loans subject to credit approval.
Term | Mo. w/ Autopay | Mo. Payment per $1,000 Borrowed |
FINAL BALLOON PAYMENT (BASED ON $100,000 LOAN AMOUNT) |
|
---|---|---|---|---|
Rate | APR | |||
7 Years | 5.125% | 5.282% | $5.44 | $88,708.14 |
15 Years | 5.125% | 5.220% | $5.44 | $68,832.19 |
*Available for 1-4 family owner-occupied dwellings located in Lehigh or Northampton County in an amount up to $550,000 with automatic payment from an Embassy Bank checking account (add .50% to all posted rates for loans without automatic payment). For loan-to-value ratio of 81-90%, add .25% to posted rate. APR (Annual Percentage Rate) based on $100,000 loan amount. Hazard Insurance is required. Title Insurance may be required. Rates locked as of date of application for 60-day period and are subject to market conditions thereafter. The payment amounts listed in the above table do not include amounts for taxes and insurance premiums, the actual payment obligation will be greater. Loans subject to credit approval. Blue mortgages will require a balloon payment at the end of the stated term.
Term | Bi-Weekly w/ Autopay | Bi-Weekly Payment per $1,000 Borrowed | Mo. w/ Autopay | Mo. Payment per $1,000 Borrowed | ||
---|---|---|---|---|---|---|
Rate | APR | Rate | APR | |||
15 Years | 8.750% | 8.825% | $5.00 | 8.750% | 8.838% | $9.99 |
Term | Bi-Weekly w/ Autopay | Bi-Weekly Payment per $1,000 Borrowed | Mo. w/ Autopay | Mo. Payment per $1,000 Borrowed | ||
---|---|---|---|---|---|---|
Rate | APR | Rate | APR | |||
5 Years | 8.250% | 8.358% | $3.76 | 8.250% | 8.379% | $7.51 |
10 Years | 8.500% | 8.561% | $3.85 | 8.500% | 8.580% | $7.69 |
*Available for qualified lots located in Lehigh or Northampton County in an amount up to $550,000 with automatic payment from an Embassy Bank checking account (add .50% to all posted rates for loans without automatic payment). Maximum loan-to-value ratio 80%. Annual Percentage Rate (APR) based on $100,000 loan amount. Title Insurance may be required. Rates locked as of date of application for 60-day period and are subject to market conditions thereafter. Loans subject to credit approval. Balloon lot loans will require a balloon payment at the end of the stated term.
Term | Bi-Weekly w/ Autopay | Bi-Weekly Payment per $1,000 Borrowed | Mo. w/ Autopay | Mo. Payment per $1,000 Borrowed | ||
---|---|---|---|---|---|---|
Rate | APR | Rate | APR | |||
36 MONTHS | 4.99% | 4.99% | $14.98 | 4.99% | 4.99% | $29.97 |
60 MONTHS | 5.49% | 5.49% | $9.55 | 5.49% | 5.49% | $19.10 |
120 MONTHS | 6.79% | 6.79% | $5.75 | 6.79% | 6.79% | $11.50 |
180 MONTHS | 6.99% | 6.99% | $4.49 | 6.99% | 6.99% | $8.98 |
*Available for $5,000 - $250,000 loans secured by 2nd lien position on 1-4 family owner-occupied dwellings located in Lehigh or Northampton County with automatic payment from an Embassy Bank checking account (add .50% to all posted rates for loans without automatic payment). For loan-to-value ratio of 81-85%, add .50% to posted rate. APR (Annual Percentage Rate) based on $100,000 loan amount. Hazard Insurance is required. Title Insurance may be required. Rates locked as of date of application for 60-day period and are subject to market conditions thereafter. The payment amounts listed in the above table do not include amounts for taxes and insurance premiums, the actual payment obligation will be greater. Loans subject to credit approval.
Credit Line | APR/Interest Rate |
---|---|
$5,000 - $250,000 | Fixed 6 Month Introductory Rate: 1.99% APR After Introductory Period: Wall Street Journal Prime Rate +0% Current Wall Street Journal Prime Rate 8.00% APR |
**Available for $5,000 - $250,000 loans secured by 1-4 family owner-occupied dwellings located in Lehigh or Northampton County with automatic payment from an Embassy Bank checking account (add .50% to all posted rates for loans without automatic payment). Interest Rate is based on WSJ (Wall Street Journal) Prime Rate, which is currently 8.00% and may vary. Maximum rate is 18.00% APR (Annual Percentage Rate), minimum (floor) rate is 3.50% APR. Hazard Insurance is required. Title Insurance may be required. Loans subject to credit approval. Promotion not valid for current Embassy Bank Home Equity Line of Credit borrowers who have received a special introductory rate as a part of a previous promotion. All other Embassy Bank borrowers must increase their Credit Line by $10,000 or more to qualify for Introductory Rate. APR effective as of September 19, 2024 and is subject to change; offer may be discontinued at any time. |
Term | Rate/APR (w/ Autopay) | Mo. Payment per $1000 Borrowed |
---|---|---|
60 MONTHS | 7.99% | $20.27 |
72 MONTHS | 8.49% | $17.77 |
*Rates with Automatic Payment include .50% discount for payments directly deducted from an Embassy Bank checking account.
Term | Rate/APR (w/ Autopay) | Mo. Payment per $1000 Borrowed |
---|---|---|
60 MONTHS | 8.49% | $20.51 |
**Rates with Automatic Payment include .50% discount for payments directly deducted from an Embassy Bank checking account.
Term | Rate/APR (w/ Autopay) | Mo. Payment per $1000 Borrowed |
---|---|---|
48 MONTHS | 9.49% | $25.12 |
***Rates with Automatic Payment include .50% discount for payments directly deducted from an Embassy Bank checking account.
Click on the links below to view the rates for the selected group.
Checking Rates
Savings Rates
CDs Rate
Balance Tier | Interest Rate | Annual Percentage Yield |
---|---|---|
$25,000 AND UP | 0.02% | 0.02% |
$10,000 <$25,000 | 0.02% | 0.02% |
< $10,000 | 0.02% | 0.02% |
Balance Tier | Interest Rate | Annual Percentage Yield |
---|---|---|
$5,000 AND UP | 0.02% | 0.02% |
< $5,000 | 0.00% | 0.00% |
Balance Tier | Interest Rate | Annual Percentage Yield |
---|---|---|
All Balances | 0.02% | 0.02% |
Balance Tier | Interest Rate | Annual Percentage Yield |
---|---|---|
$500,000 AND UP | 0.02% | 0.02% |
$250,000 < $500,000 | 0.02% | 0.02% |
$100,000 < $250,000 | 0.02% | 0.02% |
$25,000 < $100,000 | 0.02% | 0.02% |
< $25,000 | 0.02% | 0.02% |
CD Term | Interest Rate | Annual Percentage Yield |
---|---|---|
7 DAYS | 0.09% | 0.10% |
30 - 90 DAYS | 0.09% | 0.10% |
6 - 11 MONTHS | 0.09% | 0.10% |
12 - 17 MONTHS | 0.14% | 0.15% |
18 - 23 MONTHS | 0.14% | 0.15% |
24 - 35 MONTHS | 0.24% | 0.25% |
36 - 47 MONTHS | 0.24% | 0.25% |
48 - 59 MONTHS | 0.24% | 0.25% |
60 MONTHS | 0.39% | 0.40% |
Minimum daily balance of $500 to earn APY. Early withdrawal penalty may apply.
If the interest rates rise after you open a 36 month Certificate of Deposit, you may increase the interest rate and annual percentage yield (APY) one time during the life of the account. Please call us for details.
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