Shielding Yourself From Modern Threats

Phishing

Phishing is a social engineering fraud technique using emails in an attempt to deceive people into revealing their credit card or deposit account number, user ID, passwords and/or login credentials. Phishing emails may contain a malicious link or request personal information or credentials. It is also the most prevalent method used to install malware (malicious software) or ransomware on a computer or technological device.

Spear phishing

A spear phishing attack targets a specific employee within an organization by sending a spoofed email which falsely represents a senior officer of the business. The email will issue instructions, such as approving payments or initiating a wire transfer to the bank account of the fraudster.

Smishing

Smishing is a type of phishing attack that uses fraudulent text messages to individuals with the intent of getting the victim to reveal personal and confidential information. The text message appear to be coming from a trusted source. Victims are asked to provide log-in credentials, click on a malicious link, or contact the fraudster by email or phone. Many smishing attacks will indicate there is a problem with your account or unusual activity and poses some level of urgency.

Vishing

Short for “voice phishing” involves scammers using phone calls to deceive individuals with the purpose of extracting sensitive information. Fraudsters pose as a trustworthy business such as a bank or governmental agency. The fraudster manipulates the victim into revealing confidential information or sign-in credentials.

Mail Fraud

Mail fraud letters appear to be legitimate, but the promises are false. Often these letters will ask for personal information or request money to get something valuable after you send the money.

• Winning phony sweepstakes and prizes
• ‘Free’ Vacations
• Government Look-Alike Mail
• Phony Invoices
• Charity Fraud
• Insurance Fraud
• Medical Fraud
• Internet Fraud
• Phony Inheritance Schemes
• Home Improvement and Home Repair Fraud
• Investment Fraud
• Fees Charged for Normally Free Services
• Advance-Fee Loans
• Credit Repair and Credit Card Schemes
• Work-at-Home Offers
• Distributorship and Franchise Fraud
• Phony Job Opportunities
• Unsolicited Merchandise
• Reshipping Fraud
• Fake Check Scams
• Employment Fraud
• Telemarketing Fraud