— A holiday letter from Dave Lobach

‘Tis the Season!

Another year is quickly coming to an end, but not before we deck the halls, gather around tables with family and friends, exchange goodwill and celebrate together. I will never tire of these traditions. They become more meaningful with each passing year, and it is my holiday wish that you fully enjoy the traditions that are special to you and your family.

As I reflect on this past year, I’m very proud to share what the Embassy team has accomplished. None of this could have been achieved without you, our valued customers and friends. We’re excited to share this recap, and we believe you will be too.

• We’ve created jobs and expanded our team with talented new members to serve customers, and the community, with the same excitement you have come to expect from Embassy after 23 years.
• The FDIC Summary of Deposits showed that as of June 30, 2024, Embassy had gained market share over the previous year and maintained the 4th overall seat in Lehigh and Northampton Counties. We’re also the largest Lehigh Valley headquartered community bank and ranked #1 bank in Bethlehem for market share!
• The Bank was named the 2024 Morning Call Readers’ Choice “Best Bank” for the 10th time, and the 2024 Lehigh Valley Style Who’s Who in Business Lehigh Valley for Bank and Mortgage Company. We are grateful for your votes and support.
• We continue to receive a five-star rating from Bauer Financial Inc., the nation’s premier bank rating firm. This is the highest rating a bank can receive, confirming we are one of the strongest banks in the country.

Embassy has a long-standing tradition of supporting our community. We contribute generously, and to a wide variety of programs that range from youth and elder-care services, veterans support, emergency services and affordable housing, just to name a few.

In addition to the financial support the bank provides, many of our team members serve in leadership and volunteer roles, selflessly giving their time after hours to assist local charitable organizations. I am so proud of this amazing team, and all the good we do together to make our community stronger.

On behalf of the entire Embassy family, I thank you for your trust and continued loyalty in Embassy Bank. We wish you a Merry Christmas, a joyous Holiday Season, and together we look forward to all the good that awaits us in 2025!

David M. Lobach, Jr.
Chairman, President and CEO
Embassy Bank for the Lehigh Valley