Less Cost. Less Paperwork. Less Stress

Choose from two great options to use your home’s equity to access the cash you need.

*Available for $5,000 - $250,000 loans secured by 1-4 family owner-occupied dwellings located in Lehigh or Northampton County with automatic payment from an Embassy Bank checking account (add .50% to all posted rates for loans without automatic payment). APR (Annual Percentage Rate) effective as of December 19, 2024, and is subject to change; offer may be discontinued at any time. Hazard insurance is required. Title Insurance may be required. Loans subject to approval. Fixed Home Equity Loans: APR will vary based on the term of the loan. For loan-to-value ratio of 81-85%, add .50% to posted rate. HELOC: Interest rate is based on WSJ (Wall Street Journal) Prime Rate, which is currently 7.50% and may vary. Maximum rate is 18.00% APR, minimum (floor) rate is 3.50% APR. Maximum loan-to-value ratio 80%. Promotion not valid for current Embassy Bank Home Equity Line of Credit borrowers who have received a special introductory rate as a part of a previous promotion. All other Embassy Bank borrowers must increase their Credit Line by $10,000 or more to qualify for Introductory Rate.