Customer Service: (610) 882-8800
Anytime Banking: (866) 227-7360
Routing Number: 031318716

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Personal Checking Options
Free Personal & Money Manager Checking

Free Checking for Life
Guaranteed.

Embassy’s signature checking choice... and one of America’s very few truly FREE checking accounts. There are NO service fees, minimum balance requirements or “gotcha” provisions hidden in the fine print. In fact, there is no fine print.

Free Checking for Life Free Money Manager Checking
No Minimum Balance YES YES
No Monthly Service Charge YES YES
Free Basic Checks First Order YES
Interest Earned N/A YES
Free for Life Guarantee YES
Free Online Banking YES YES
Free Online Bill Payment YES YES
Free Mobile Banking YES YES
Free Debit/ATM Card YES YES
Free Foreign ATM Withdraws YES YES
Foreign ATM Charge Rebate* Up to $6 a month ($1.50 a transaction) with an average minimum balance of $1000
Checking Account Comparison

Free Checking for Life Features

Embassy's Free Checking for Life is guaranteed by Embassy Bank to remain free for the life of your account. Now, that’s the checking deal of a lifetime!

  • No minimum balance requirement - Ever
  • No monthly service fees - Ever
  • No per check charges
  • No fees for debit/ATM card or for purchases made with the card
  • No fees for mobile, telephone and internet banking
  • No Embassy Bank fees for ATM withdrawals at ATMs not owned or operated by Embassy*
  • No fees for overdraft protection sweeps from Embassy Bank Savings or Line of Credit accounts.
  • FREE monthly account statements (paper or electronic)
  • FREE first order of basic checks
  • Switching is Easy, Too: Embassy’s friendly Personal Bankers will work with you to switch over all of your automatic payment accounts to your new account for FREE.

*Fees from foreign ATMs (not owned or operated by Embassy) may be assessed by the ATM operator or network. There is no additional fee from Embassy Bank on foreign ATM transactions.

Embassy Checking App

Get Started with Embassy Personal Checking

Open an Account Now Need More Info?

Or Speak Directly With a Personal Banker: 610-882-8800

FREE Money Manager Checking
with Interest

With Embassy’s interest-bearing personal checking account, there is NO minimum balance requirement. You will start earning interest right away with flexible access to ALL your cash…and no worries about penalties for dipping below a mandatory balance level.

Free Money Manager Checking Features

  • Competitive interest earnings
  • APY and interest is paid on the full balance for applicable tiers
  • No minimum balance requirement
  • No monthly service fees
  • Free unlimited check writing
  • Free basic style of checks
  • Free online banking
  • Free online bill pay
  • Free mobile, telephone and internet banking
  • Free bank by mail
  • No Embassy Bank fees for ATM withdrawals at ATMs not owned or operated by Embassy*
  • No fees for overdraft protection sweeps from Embassy Bank Savings or Line of Credit accounts
  • Free monthly account statements (paper or electronic)
  • No fees for a debit/ATM card or for purchases made with the card
  • ATM surcharge rebates (up to $1.50 per transaction, not to exceed $6 per statement)
  • Rate will vary and interest compounds monthly

Free Money Manager Checking Interest Rates

Balance Tier Interest Rate Annual Percentage Yield
$500,000 and UP 0.03% 0.03%
$250,000 < $500,000 0.03% 0.03%
$100,000 < $250,000 0.03% 0.03%
$50,000 < $100,000 0.03% 0.03%
$25,000 < $50,000 0.03% 0.03%
$10,000 < $25,000 0.02% 0.02%
< $10,000 0.02% 0.02%

Switching is Easy

In one easy visit, Embassy’s friendly Personal Bankers will get all of your automatic payment accounts switched over to your new Free Money Manager Checking Account—payroll, utility bills, Social Security, everything. The process is prompt, painless and just like your new Embassy checking account, absolutely FREE.

*Fees from foreign ATMs (not owned or operated by Embassy) may be assessed by the ATM operator or network

Get Started with Embassy Money Manager Checking

Open an Account Now Need More Info?

Or Speak Directly With a Personal Banker: 610-882-8800